No Credit Card For You LOL

HAHAHAHA What do you know the credit card I applied for I did not get because I don't have an account in their bank HAHAHA. Maybe now Airmils will fuck off with sending me emails saying I can get 600 airmiles for getting one. But I doubt it.

Se here is the deal, if I actually would have got the thing I would have cut it up and tossed it out. No way in hell I'm using a credit card that applies %12 interest the moment you make a purchase. I don't care how many extra airmiles I would get with it. It's literally not worth it. Not to mention it goes up to 19.99% after 30 days. But I have never seen one apply interest before the 30 days before. That is nuts.

Also I would not go with the bank in question for 3x the interest rate of my bank. See I am social minded. My bank does a LOT more for the community with the money than other banks do. When I say a lot more I mean a LOT. Most of the profits are reinvested back into the community. Me being all left of center and all, I like this a lot.

I can and have NOT gotten one at my bank. Why? I don't want the ability to get myself in debt more than I make in a year in one month. That's why. I do have a global payment card and the thing won't work if there is not enough money in my account. This I like. It's screw up proof. If I try to get something from Amazon and I have $0.10 less in the bank than it will cast, the transaction fails and I don't get the item.

Some banks will let you go into an overdraft and have to pay a large fee with their global payment cards. This is another reason I like my bank. BTW I have never had this happen as I make DANG sure that there is more than enough money in the bank to pay for it when I order things.

I might be kind of foolish in spending but I don't get in debt. Then again it would literally take me 5 years to save for a new TV so how much could I possibly put aside?

Comments

  1. Steve WMay 20, 2017 at 6:57 PM

    Credit cards are easy to get and a lot easier to get into financial trouble with

    ReplyDelete

Post a Comment

Most Popular In Last 30 Days

HOW TO FIX BLOGGER FROM DOUBLE SPACING LINES OF TEXT

Image
When you click on the editor to type text, it changes to "Paragraph" instead of "Normal". This causes there to be a double space between lines. If your trying to do a list, this is a serious piss off. So you have to click where it now says "Paragraph" and set it back to "Normal". I've had it a couple times not stay, and had to select all then set it to Normal again. As well it puts in a leading space (indentation of 1 space) you may want to delete as well, or your list won't look quite right at the top. It used to stay where you put it, but now it just up and changes it to Paragraph for literally no reason - even if you first set it to Normal - you click and POOF it changes.
Read more

YEAH THAT'S NOT A SCAM, I'LL EMAIL YOU RIGHT AWAY LOL

Image
 The anatomy of a scam. This is the exact format I've seen several times on other people's videos on YouTube (in the comments). See if you went to my channel the latest video would be at the top of the list and this was on an older one. There is literally an email link in my profile on YouTube and it was not used (even if it was I'd not fall for this crap). They use the words "your family" to make you react emotionally. You have thoughts like "Is someone hurt or in trouble"? This is almost always a way to try and get "money to your family member in need". Or it's a way to get information out of you. Sometimes it's a long lost relative you never freaking heard of leaving you money. There will always be a fee you need to pay for the legal matters to be cleared up and you to get the money. SCAM. It's interesting I've seen so many people reaching out on YouTube to people about "their family" this few months.
Read more

Philosophical Questions Tag (Q&A)

Image
1. Is free will real or just an illusion? 2. Where is the line between art and not art? 3. Does fate exist? If so, do we have free will? 4. What does it mean to live a good life? 5. Is it possible to live a normal life and not ever tell a lie? 6. Does a person’s name influence the person they become? 7. How will humans as a species go extinct? 8. How long will you be remembered after you die? 9. Will religion ever become obsolete? 10. What do you think would be humanity’s reaction to the discovery of extraterrestrial life? 11. How likely do you think it will be that humans will last another 1,000 years? 12. Is humanity headed in the right or wrong direction? 13. If you had to guess, what do you think would be the most likely way you’ll die? 14. Is intelligence or wisdom more useful? 15. What is the most important goal every person should have? 16. Does absolute power corrupt absolutely? 17. How important is play in living a healthy and fulfilling life? 18. What is the biggest waste of ...
Read more